As a Minnesota or Wisconsin renter, you’re free from many of the responsibilities that come with homeownership - no worrying about roof repairs, lawn maintenance, or structural insurance. But while your property manager is responsible for the building itself, everything inside your apartment that belongs to you is your responsibility. Think about the things that make your home feel like home: the cozy couch you finally treated yourself to, the blanket your mom gave you, the quirky antique table that perfectly fits your style. Add in your electronics, cookware, décor, and all the meaningful pieces you’ve collected over the years. These aren’t just things - they’re part of your life. It’s a common misconception that a landlord’s insurance on a building will cover your personal belongings in the event of a fire, theft, or other disaster. But here’s a simple rule to remember: you insure what you own. The property owner covers the building; renters protect their possessions with a policy called renters insurance. How Does Renters Insurance Work? 

Whatever new era of life you’re entering, being a first-time renter can feel intimidating. Renting your first home is an exciting milestone, but it also comes with responsibilities and costs that may be unfamiliar to you. As a property management company, our team at Hornig wants the best for our tenants. Here’s what we think you should know as a first-time renter! Budgeting and Planning for Costs When Apartment Hunting

Living in an apartment offers convenience, easy access to amenities, and a central location near work, schools, and entertainment. However, it can also feel isolating, especially without a backyard or front porch to casually chat with neighbors. Many people, particularly adults, experience loneliness in apartments, whether from moving to a new place, living alone, or going through life changes. The good news is there are plenty of ways to combat this and build connections. Here are a few tips to help you feel more connected and supported in your community. 1. Acknowledge the Loneliness: It's More Common Than You Think

Although many of the buildings in Hornig Companies’ portfolio have rich histories, what if we told you one of them is home to one of the most notorious gangsters in America? 3252 Girard Avenue South may be a beautiful apartment building today, but it once housed an individual that quickly became a household name. You may already know his infamous name. John Dillinger was a notorious American bank robber and criminal during the early 1930s, often regarded as one of the most famous figures of the Great Depression-era crime wave. 

When we reach this time of year, many of us Minnesota and Wisconsin residents feel spring upon the horizon. While we may never know when we get a last-minute seasonal blizzard, today we’ll be diving into how you can refresh your apartment for springtime! It’s almost here, folks! Let’s get into it. Perform a Deep Clean

Let’s face it: nobody wants to move during a blustering Minnesota winter day. Moving in general can be stress-inducing, then adding frigid temperatures and cold to the mix can seem like a chore. Thankfully, there are many benefits for renters looking to move in the winter! Let’s take a look at how this may be to your advantage! Less Competition 

As calendars turn from December to January, resolutions, inspirations, and motivations are at an annual high. If you looking to refresh your space in 2025, here are some simple and beneficial ways to do it!  Declutter!

The holiday season is magical in Minnesota. Not only do we have the landscape of a winter wonderland, there is simply something in the air that brings feelings of cheer and warmth (despite what Ken Barlow might say…). Whether you’re looking for a cute new ornament for your tree, the perfect gift for a loved one, or a memorable activity that’s fun for the whole family, there are endless holiday markets in the Twin Cities. With everything from handmade decorations to mouth-watering baked goods, let’s take a look at the five best holiday markets around Minnesota. 1. St. Paul’s European Christmas Market

And just like that, Summer has come and gone in Minnesota ! The holiday season is quickly approaching. For many of us, this comes with the role of hosting friends and family for festive gatherings. When renting an apartment or townhome, it can feel like a challenge to host in a smaller space. We’ve scoured the internet to find the most helpful tips to make this season as stress-free and joyful as possible! Here are our top tips for your next gathering!  1. De-Clutter!